Conventional Credit.A choice for payday advances over old-fashioned credit sources could mirror some sensed nonprice benefit of payday loans.

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Conventional Credit.A choice for payday advances over old-fashioned credit sources could mirror some sensed nonprice benefit of payday loans. Conventional credit services and products have significantly reduced interest levels than pay day loans as well as other AFS credit services and products; nevertheless, they often times have stricter requirements and loan size restrictions. Consequently, standard economic models predict that customers …